End unwarrented card declines, yes please.

With unlimited VCCs, real-time payments data, human-powered customer support, and industry-leading rebates, preventing frustrating disruptions.

Get up and running,
this week.

Penny is all about making your payments workflow easy while helping you mitigate risks and create a new revenue stream. We also want to serve up all of your payments data, in real time, in whatever way works best for you.

We are API-first, built serverless for scale & hyper developer-friendly. Our insanely-fast integration times will have you up & running in weeks not months. Or you can manage your payments directly from our easy-to-use hub, Penny Central.

Connect Cards to a Wallet

Specify which wallet the card belongs to. When you authorize a transaction on the card, funds are taken from its associated wallet.

Define the Purchase Type

Specify the category of merchants this card will be used to pay to avoid the potential of corporate credit card fraud.

Set Velocity Limits

Specify how much the card can spend and during what time frame to further control usage.

Set Optional Usage Rules

If you like, you can even specify the number of times the card can authorize transactions during its usage window.

Unlock industry-leading rebates that turn routine payments into a new profit center.

Uninterrupted Payments.  Real-Time Insight.  Uncompromised Control.