Penny doesn't limit how many cards you generate. Whether you need 1K or 1M cards, the sky’s the limit.
Create one-time or multi-use cards so you control the security and protect against fraud.
Never get blocked for suspicious activity from your high transaction volume again. Dynamically select BINs to ensure uninterrupted transactions.
Never wait for pre-funding again. Fund your cards in real time from any funding source that works for you.
alias: "My New Card",
gateway_merchant_name: "Merchant Name"
Business Owner, Cascade2Go
Business Owner, Cape Fear Delivery
J. E. Rodriguez
Area Manager, South Texas Development Council
Business Owner, City Cheetahs
Business Owner, 803 Food Delivery
Penny addresses the challenge of blocked BINs in the Ad Tech industry by enabling users to dynamically select different BINs, ensuring uninterrupted transactions and avoiding lost business caused by algorithms flagging unusual activity.
Penny enables Online Travel Agencies (OTAs) real-time access to incoming customer funds so that they can pay their travel suppliers without relying on lines of credit or cash reserves.
Address the issue of flagged transactions by allowing clients to provide required local addresses for AVS checks. This feature reduces the risk of legitimate transactions being rejected, minimizing the chance of being flagged as fraud.
Our platform provides a Just-In-Time funding model for staff and customer reward programs, issuing virtual rewards that are only funded upon purchase, while also allowing recipients to combine reloadable Virtual Credit Card rewards.
Blacklisting or whitelisting, cost efficiency and fraud prevention with customizable thresholds and rule sets, and real-time adjustability via our API.
The real-time transaction data includes access to past web-hook events for tracking purposes and visibility into deposited funds through the Funding API.
Setup wallets with granular control and flexibility by assigning cards and utilizing budget allocation for streamlined expense management.
Our advanced Web-hook system enables real-time notifications for key API events, streamlining workflows and keeping you informed.
Get unlimited virtual cards so you can manage each payment with total control, visibility, and insights for any payment type, anywhere you go.
Robust decisioning engine that can systematically determine what cards should be accepted and what VCCs should be issued in order to maximize acceptance
Authorize and fund transactions in real time, optimizing for cash flow and spend control.
3D Secure provides an extra layer of protection for your business and customers for their online purchases. 3D Secure deters unauthorized card use and helps you to reduce fraudulent activity and chargebacks.
Our adaptable open APIs and immediate web-hooks, combined with our physical and virtual card options, empower you to interact with customers and compensate vendors and employees through inventive payment solutions.
Insert custom metadata into transaction records to accelerate data matching