Take control of payments.

Make paying customers and managing
expenses easy. For free.

New QuickBooks Online customers get 50% off QuickBooks Online Plans for 12 months

Issue your own debit & virtual cards

Automate, monitor and control your business expenses with reloadable debit MasterCards and an easy to use expense management system.

Issue new debit Mastercards and virtual cards when needed, and eliminate cash and reimbursement claims.
Make high-volume, online transactions easy with limitless virtual cards and a single point of truth for transaction data.
Integrated end-to-end with QuickBooks and your bank account.
The best part? No setup fee, no monthly charges, no hidden fees. It’s completely free.

Automate and take control

Convenient and contactless. No more petty cash, reimbursements, expense allocations and lost receipts.
Skip the bank. Issue your own Penny debit MasterCards to your employees.
Interactive and real-time. Instantly see where and how each Penny card is used through an easy-to-use dashboard.
Never go over budget. Block merchants and/or set budget limits for individual cardholders.
Instant visibility. Transactions can be viewed in real-time, instantly after the purchase

No more chasing receipts

Need a reminder? Penny’s mobile app prompts the cardholder to photograph their receipt at the time of purchase and instantly attaches it to the transaction.

Instantly attaches copy of receipt it to the transaction within Penny Central.

Flexibility on the go

Any time and from anywhere. Approve fund requests from cardholders and transfer funds to cards through our free App.
Transfer funds. Transfer funds to and from main Penny Central account and between cards through our free App.

Added security

Virtual cards. Unlimited and free, manage recurring subscription payments and one-time online purchases.
Better than the banks. Take unprecedented control over your business expenses, with no credit risk.
Complete control. Live visibility over spending, and merchant-level card controls.

Integrated with your accounting software

Purchases made on the Penny Mastercard or Penny Virtual card automatically transfer to QuickBooks and integrate with most major accounting programs.
QuickBooks - Penny special offer
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Our Latest
Articles

5 Ways To Get The Most Out Of Your Virtual Corporate Cards

With Penny Inc, you can enjoy all the perks of virtual corporate cards. You can keep track of all expenses, automate your accounting processes, and minimize the risk of fraud. Whether you’re shopping for office supplies, booking hotel stays, or planning company events, our platform can help you gain control over your spending. Penny Inc allows you to assign as many virtual cards as you want to your employees and vendors, and you can set budget limits and freeze cards. And the best part? It’s completely free. Sign up for a virtual card with Penny Inc today.

How-tos

Give your business accounts a spring clean

With tax time approaching stress levels are high and the headache worsens with each new receipt placed on your desk.

Lauren McWilliam

Accountants

Making business travel easier

We tell you how to make tracking employee business expenses easier when they’re on the road.

Donna Ferguson

Accountants

All Articles

What our
customers say

Cascade2Go

Penny allows us to efficiently transfer funds to our team in real time, the ability to attach receipts to each transaction enables us to audit and reconcile, we couldn’t operate without it!

René Bloemke

Business Owner

Cape Fear Delivery

It is so convenient being able to issue Penny cards to my staff. Having this system has has made my life a lot easier.

Michelle Barrow