Take control of payments.

Make paying customers and managing
expenses easy. For free.

Issue your own debit & virtual cards

Automate, monitor and control your business expenses with reloadable debit MasterCards and an easy to use expense management system.

  • Issue new debit Mastercards and virtual cards when needed, and eliminate cash and reimbursement claims.
  • Make high-volume, online transactions easy with limitless virtual cards and a single point of truth for transaction data.
  • Integrated end-to-end with QuickBooks and your bank account.
  • The best part? No setup fee, no monthly charges, no hidden fees. It’s completely free.

Automate and take control

  • Convenient and contactless. No more petty cash, reimbursements, expense allocations and lost receipts.
  • Skip the bank. Issue your own Penny debit MasterCards to your employees.
  • Interactive and real-time. Instantly see where and how each Penny card is used through an easy-to-use dashboard.
  • Never go over budget. Block merchants and/or set budget limits for individual cardholders.
  • Instant visibility. Transactions can be viewed in real-time, instantly after the purchase

No more chasing receipts

  • Need a reminder? Penny’s mobile app prompts the cardholder to photograph their receipt at the time of purchase and instantly attaches it to the transaction. 
  • Instantly attaches copy of receipt it to the transaction within Penny Central.

Flexibility on the go

  • Any time and from anywhere. Approve fund requests from cardholders and transfer funds to cards through our free App.
  • Transfer funds. Transfer funds to and from main Penny Central account and between cards through our free App.

Added security

  • Virtual cards. Unlimited and free, manage recurring subscription payments and one-time online purchases. 
  • Better than the banks. Take unprecedented control over your business expenses, with no credit risk.
  • Complete control. Live visibility over spending, and merchant-level card controls.

Integrated with your accounting software

Purchases made on the Penny Mastercard or Penny Virtual card automatically transfer to QuickBooks and integrate with most major accounting programs.
QuickBooks - Penny special offer
Are you ready?

Sign up for an account today!

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