Take control of payments.
Make paying customers and managing
expenses easy. For free.
expenses easy. For free.
Issue your own debit & virtual cards
Automate, monitor and control your business expenses with reloadable debit MasterCards and an easy to use expense management system.
- Issue new debit Mastercards and virtual cards when needed, and eliminate cash and reimbursement claims.
- Make high-volume, online transactions easy with limitless virtual cards and a single point of truth for transaction data.
- Integrated end-to-end with QuickBooks and your bank account.
- The best part? No setup fee, no monthly charges, no hidden fees. It’s completely free.
Automate and take control
- Convenient and contactless. No more petty cash, reimbursements, expense allocations and lost receipts.
- Skip the bank. Issue your own Penny debit MasterCards to your employees.
- Interactive and real-time. Instantly see where and how each Penny card is used through an easy-to-use dashboard.
- Never go over budget. Block merchants and/or set budget limits for individual cardholders.
- Instant visibility. Transactions can be viewed in real-time, instantly after the purchase
No more chasing receipts
- Need a reminder? Penny’s mobile app prompts the cardholder to photograph their receipt at the time of purchase and instantly attaches it to the transaction.
- Instantly attaches copy of receipt it to the transaction within Penny Central.
Flexibility on the go
- Any time and from anywhere. Approve fund requests from cardholders and transfer funds to cards through our free App.
- Transfer funds. Transfer funds to and from main Penny Central account and between cards through our free App.
Added security
- Virtual cards. Unlimited and free, manage recurring subscription payments and one-time online purchases.
- Better than the banks. Take unprecedented control over your business expenses, with no credit risk.
- Complete control. Live visibility over spending, and merchant-level card controls.
Integrated with your accounting software
Purchases made on the Penny Mastercard or Penny Virtual card automatically transfer to Quickbooks and integrate with most major accounting programs.
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