Realtime Push Payments
Instant Payouts.
Revolutionizing payments to workers, suppliers, customers.
Instant access to earned wages and tips
Push To Card
Employees can access their money directly from their bank accounts.
You can save money on processing fees and avoid the risk of checks being lost or stolen.
Employees who have access to their money when they need it are less stressed and more likely to be engaged in their work.
How does Push-to-Card stack up?
A Use Case Made for You
Restaurants
Cashless Tip Outs for Restaurants
Recruit, hire and retain a high-performing workforce by giving your employees instant access to their earned tips. Keep your team members happy with an easy-to-use system that eliminates the need and risk to deal with cash. Plus, employees aren't required to download a separate mobile app to receive their money.
Insurance
Immediate settlement
Pay claims immediately in real-time, 365 days a year, gain insight into when settlements are sent and claimed by your customers. Service your customers claim needs regardless of their location.
Hospitality
Gain insight and control into loyalty point redemption
Improve Guest Experience, empower your front desk with the tools they need to resolve guest issues immediately. Streamline Payroll, Payout tips and earned wages in at the end of every shift without tapping into your petty cash.
Casino
Same day settlement
Enhance your guest’s winning experience with same day payouts, strengthen your loyalty program by offering guests the opportunity to earn instant rewards. Keep your payout compliant and secure with improved visibility and payout tracking.
Lending
Automate funding and loan servicing
Borrowers often need quick access to a line of credit while lenders need reliable and low-cost debt repayment options. Lenders use the Penny platform to instantly disburse loans.
Airlines
Streamline your voucher process
Improve Passenger Experience, protect your brand’s reputation from disgruntled passengers. Reduce Operational Burden, eliminate the cost of administering and tracking vouchers.
Why Penny?
Unlimited Virtual Credit Cards
Get unlimited virtual cards so you can manage each payment with total control, visibility, and insights for any payment type, anywhere you go.
Dynamic BIN Allocation
Robust decisioning engine that can systematically determine what cards should be accepted and what VCCs should be issued in order to maximize acceptance
On-Demand Funding
Authorize and fund transactions in real time, optimizing for cash flow and spend control.
3D Secure
3D Secure provides an extra layer of protection for your business and customers for their online purchases. 3D Secure deters unauthorized card use and helps you to reduce fraudulent activity and chargebacks.
RESTful API
Our adaptable open APIs and immediate web-hooks, combined with our physical and virtual card options, empower you to interact with customers and compensate vendors and employees through inventive payment solutions.
Fast Reconciliation
Insert custom metadata into transaction records to accelerate data matching
Learn more about Payment Processing
Anyone can process payments with the call of an API.
