On Demand Delivery

A complete payments platform for on-demand delivery companies.

On Demand Delivery

Issue cards to new drivers from inside the Penny platform

Overnight ACH settlement for faster funds access

Improve payment security by setting and configuring card limits, merchant categories and expiry dates

Live visibility on spending through Penny’s cloud-based, multi-user dashboard

Why Penny?

Unlimited Virtual Credit Cards

Get unlimited virtual cards so you can manage each payment with total control, visibility, and insights for any payment type, anywhere you go.

Dynamic BIN Allocation

Robust decisioning engine that can systematically determine what cards should be accepted and what VCCs should be issued in order to maximize acceptance

On-Demand Funding

Authorize and fund transactions in real time, optimizing for cash flow and spend control.

3D Secure

3D Secure provides an extra layer of protection for your business and customers for their online purchases. 3D Secure deters unauthorized card use and helps you to reduce fraudulent activity and chargebacks.

RESTful API

Our adaptable open APIs and immediate web-hooks, combined with our physical and virtual card options, empower you to interact with customers and compensate vendors and employees through inventive payment solutions.

Fast Reconciliation

Insert custom metadata into transaction records to accelerate data matching