Media Buyers
Our platform provides a solution to ensure uninterrupted transactions.
Media Buyers
Unlimited virtual debit Mastercards
Virtual Mastercards with dynamic spend controls allow for real-time control of card activity to optimize and manage client campaigns. Agencies can simplify media buying at the client or campaign level for thousands of ad spaces. With consolidated, categorized transaction data, you can do amazing things, identify trends and boost in an instant while gaining billing efficiencies.


Open APIs & Webhooks
Sign up and kick off your private sandbox in just three clicks. Create your card product, accounts, and cardholders, and start simulating transactions. Leverage developer guides and tutorials to get started fast. Leverage software development kits (SDKs) to integrate with your application.

Why Penny?
Unlimited Virtual Credit Cards
Get unlimited virtual cards so you can manage each payment with total control, visibility, and insights for any payment type, anywhere you go.
Dynamic BIN Allocation
Robust decisioning engine that can systematically determine what cards should be accepted and what VCCs should be issued in order to maximize acceptance
On-Demand Funding
Authorize and fund transactions in real time, optimizing for cash flow and spend control.
3D Secure
3D Secure provides an extra layer of protection for your business and customers for their online purchases. 3D Secure deters unauthorized card use and helps you to reduce fraudulent activity and chargebacks.
RESTful API
Our adaptable open APIs and immediate web-hooks, combined with our physical and virtual card options, empower you to interact with customers and compensate vendors and employees through inventive payment solutions.
Fast Reconciliation
Insert custom metadata into transaction records to accelerate data matching
Learn more about Payment Processing
Anyone can process payments with the call of an API.