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How to load funds into Penny Central by overnight ACH

Next Day ACH debit: The Automated Clearing House (ACH) is a payment method that has evolved since its beginnings in 1974 and runs on banking networks in the United States to allow consumers to pay for transactions by debiting from their bank account directly, as opposed to using a credit card.

With Next Day ACH, a transfer initiated before 4 p.m CST on a Monday would be available within the Penny Network on Tuesday approx. midday. Transfers initiated after 4pm CST on a Thursday would be available in Penny Central on the following Monday.

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