Take control of payments.

Make paying customers and managing
expenses easy. For free.
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Issue your own debit & virtual cards

Automate, monitor and control your business expenses with reloadable debit MasterCards and an easy to use expense management system.

  • Issue new debit Mastercards and virtual cards when needed, and eliminate cash and reimbursement claims.
  • Make high-volume, online transactions easy with limitless virtual cards and a single point of truth for transaction data.
  • Integrated end-to-end with QuickBooks and your bank account.
  • The best part? No setup fee, no monthly charges, no hidden fees. It’s completely free.
Penny debit cards and master cards and virtual cards

Automate and take control

  • Convenient and contactless. No more petty cash, reimbursements, expense allocations and lost receipts.
  • Skip the bank. Issue your own Penny debit MasterCards to your employees.
  • Interactive and real-time. Instantly see where and how each Penny card is used through an easy-to-use dashboard.
  • Never go over budget. Block merchants and/or set budget limits for individual cardholders.
  • Instant visibility. Transactions can be viewed in real-time, instantly after the purchase

No more chasing receipts

  • Need a reminder? Penny’s mobile app prompts the cardholder to photograph their receipt at the time of purchase and instantly attaches it to the transaction. 
  • Instantly attaches copy of receipt it to the transaction within Penny Central.
No more chasing receipts - Penny debit card and master cards and virtual card
easily fund transfer any times

Flexibility on the go

  • Any time and from anywhere. Approve fund requests from cardholders and transfer funds to cards through our free App.
  • Transfer funds. Transfer funds to and from main Penny Central account and between cards through our free App.

Added security

  • Virtual cards. Unlimited and free, manage recurring subscription payments and one-time online purchases. 
  • Better than the banks. Take unprecedented control over your business expenses, with no credit risk.
  • Complete control. Live visibility over spending, and merchant-level card controls.
penny virtual card has strong security on online purchases
Penny Master card and penny virtual card

Integrated with your accounting software

Purchases made on the Penny Mastercard or Penny Virtual card automatically transfer to Quickbooks and integrate with most major accounting programs.
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Our Latest
Articles

How to Create a Company Expense Policy That Works for Your Business

Creating a company expense policy helps ensure that expenses are handled effi­ciently within the business, preventing any misuse of company funds. It establishes guidelines for employees on what expenses are allowed and how they should be submitted for reimbursement – this can help to reduce any disagreements or misunderstandings about expenses down the line. In this blog post, we will discuss some tips for creating an expense policy that works for your business.

How-tos

The Top 13 Benefits of Digitizing Receipts for Your Small Business

Are you tired of managing mountains of paper receipts? If so, it may be time to digitize them. There are many benefits to doing so, including reducing clutter, improving organization, and making tax season a breeze. In this blog post, we will discuss the top 13 benefits of digitizing receipts for your small business. Keep reading to learn more.

How-tos

A Beginner's Guide to Petty Cash: Learn How to Manage and Record Petty Cash Transactions

Petty cash is a great way for small businesses to pay for unexpected expenses without dipping into their main bank account. In this guide, we'll cover everything you need to know about petty cash, from how to set it up to how to record transactions and reconcile your books.

How-tos
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What our
customers say

Cascade2Go

Penny allows us to efficiently transfer funds to our team in real time, the ability to attach receipts to each transaction enables us to audit and reconcile, we couldn’t operate without it!

René Bloemke

Business Owner

Cape Fear Delivery

It is so convenient being able to issue Penny cards to my staff. Having this system has has made my life a lot easier.

Michelle Barrow

Business Owner

South Texas Development Council

What I like best about Penny Inc. is that it has given our organization a platform by which we can provide direct transfer payments on reloadable cards, while eliminating overhead costs.

J. E. Rodriguez

Area Manager

All testimonials
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